SECURED PRIVATE CREDIT

Ranch Investor is excited to offer this unique opportunity to a select group of individuals and institutions seeking Private Credit within their long-term portfolios.

Prime Investment Opportunity: $14,000,000 SE Montana

Investment Basics

If you’re seeking stability, diversification, and exclusive benefits in your investment journey, Ranch Investor’s Secured Private Credit may be the perfect fit for you. Join our exclusive network and unlock the potential of premier ranch investing today

Due Diligence Starts Here

To begin the process and learn more about this unique opportunity as either a rancher or investor, get started by clicking the button below to be put in touch with Ranch Investor’s Principal Colter DeVries, AFM, ALC.

For Accredited Investors, you can explore the following details by connecting with us:

  • Ranch Value
  • Fixed, Target IRR
  • Real Estate Contract
  • Bank Letter of Credit
  • Preliminary Title Commitment
  • Full Brochure (Maps, Location, Water Rights, Operator History)

Featured Investor Closings

SOLD
Sale-Leaseback Repo Option

Richland Grass Ranch

Valley, Daniels County, Montana

Richland Grass Ranch, covering 5,845± acres west of Scobey in Valley, Daniels County, Montana, showcases a comprehensive array of buildings, including homes, corrals, sheds, barns, granaries, livestock handling facilities, and a roping arena, complemented by a leased 7,608± acres of State land.

5,845± acres
West of Scobey
SOLD
Contract for Deed

Svensrud Property

Carbon County, Montana

Svensrud Property spans 458± acres northwest of Fromberg in Carbon County, Montana. It features a residence, agricultural buildings, and no existing leases.

458± acres
NW of Fromberg

Premium Returns:
Invest in Ranches with Confidence

Invest in ranches with premium fixed returns.

Eliminate the complexities and uncertainties of livestock management and property upkeep. Enjoy the prestige of ranch ownership while strategically optimizing your portfolio’s Beta and Treynor Ratio to maximize returns and minimize risk. Gain exclusive access to world-class bull-elk hunting opportunities reserved solely for our distinguished investors.

A Secured Private Credit transaction presents distinct benefits for both parties involved—the rancher (Optionor) and the investor (Optionee).

Frequently Asked Questions

Secured Private Credit is a unique opportunity offered by Ranch Investor to a select group of individuals and institutions seeking real estate security within their long-term portfolios. It allows investors to invest in ranches with premium, risk-adjusted, fixed returns while eliminating the complexities of livestock management and property upkeep.

Benefits to the investors:

Investors can revel in the prestige of ranch ownership while strategically fine-tuning their portfolio’s Beta and Treynor Ratio to optimize returns and minimize risk. Moreover, exclusive access to world-class recreational opportunities may be exclusively reserved for the investor.

Benefits to the ranchers:

Ranchers value ownership for its empowering sense of control and vested interest. While traditional mortgages and Secured Private Credit share similarities, ranchers discover a distinctive avenue for control through the latter. Unlike mortgages, where control may be curtailed by financial obligations and lender requirements, Secured Private Credit empowers ranchers to manage cash flows while maintaining autonomy and ownership status. This opportunity bolsters ranchers’ operational control, preserving their independence and protecting their vision for the property.

Fixed returns are determined based primarily on the land’s historical performance, market borrowing rates, and production capabilities of the subject property. Our team conducts thorough analysis to ensure the appropriate cost of capital for the rancher and risk-adjusted returns for the investor.

No, though the rancher is required to supply a letter of credit. To qualify as a rancher, one must meet basic liquidity, equity, and cash-flow requirements. The process is extremely simple for interested parties. To learn more, start here.

Other factors that are considered include:

Has the rancher attended advanced consulting schools such as Ranching For Profit, Savory Hubs, Noble Research Institute, Lost Rivers Grazing Academy, or other continuing education courses provided by groups such as Western Sustainability Exchange.

To begin your inquiry, simply complete this form. Our team will then reach out to provide further information and guide you through the specific details of the process.
Arrangements can be made for qualified investors to visit the ranch property. First, complete this form to learn if you are eligible to view our due diligence packet.
Our team is here to help. Feel free to reach out with any questions or concerns you may have. We are committed to providing clear and comprehensive information to assist you in your investment journey. You can start by completing this form to get in touch with our principal, Colter DeVries, AFM, ALC, directly.

Secured Private Credit involves various risks, including but not limited to credit, liquidity, interest rate, complexity, market, legal, regulatory, operational, concentration, structural, valuation, collateral, climactic, commodity, biological, and counterparty risks, among others. It is up to you, the investor or rancher, to determine the full extent of risk. Caveat Emptor.

Credit risk arises from borrower defaults, while liquidity risk is due to limited trading affecting prices. Interest rate risk leads to value declines during rate hikes. Complexity risk comes from layered structures deriving underlying risks. Market conditions, legal changes, and operational errors add more risks. Overexposure to specific assets causes concentration risk, while structural, valuation, collateral, and counterparty risks add layers of complexity.

Despite these risks, private credit offers opportunities for investors and ranchers, although seeking legal and financial counsel is advisable. To learn more, you can get started here.

Default and bankruptcy risks are mitigated and detailed in our proprietary contracts held by a third-party administrator in longer-term escrow. These contracts and notices to the public are recorded with the local county clerk and recorder’s office. As this instrument is not a mortgage or traditional loan, the titles we are securing are shielded from bankruptcy proceedings.
If the rancher fails to meet either their contractual obligation, specific steps will be taken as detailed in the contracts of recording. If you would like to see the contract, get started here.
The contract has built-in liquidity for both parties, though the term of the agreement is fixed. To learn more about liquidity, transferability, assignability, and marketability of the agreement, start here.
All real estate and private agreements between parties are Caveat Emptor—Buyer Beware. As an investor and rancher, you must conduct your own due diligence to the best of your ability, retain your own legal counsel, and seek tax, accounting, and financial advice on your own accord. Our brochure compiles information such as water rights, state/federal grazing, property taxes, and hunting regulations, but ultimately, the parties on the contract are responsible.
Our contracts are proprietary, and thus, you would need to get in touch with us directly to see the process of using the deed as security for private credit. Once qualified, you will be able to see the contract, public notices, and all supporting documentation. You can start by filling out this form.